AI-native payment orchestration

Every payment, routed to its best outcome.

Movere connects every provider behind one API, takes payments in person with no hardware, and routes each transaction on live approval, cost and latency data. Built by payments operators.

Trusted by innovative companies
LodgePayKumoHRSaintAGI
Café Nord
Terminal · QR at the counter
aurora.shop
Online checkout · 12 currencies
FitClub Platform
Connect · 214 organisations
Movere routing
AI scoring · policy
Provider A
Healthy · 99.6% approval
Provider B
Standby · failover ready
Local rails
38 markets · APMs
Captured $1,250.00 · 210 ms
Orchestration

One orchestration layer between you and every provider.

This is the core of Movere. One integration on your side. Behind it, every payment is scored, checked against your policy, optimised, and executed on the best available network.

Your business
One API integration
Movere orchestration layer
Score
AI scoring on live approval, cost, latency
Decide
Policy and risk decisioning, per merchant
Optimise
Approval, cost and speed, tuned in real time
Execute
Network selection, failover, settlement
Networks & methods
Cards, local rails, APMs
Higher approval Lower costs Better checkout experience Real-time insight
Products

Three products. One payment object.

Whatever the channel, every payment lands in the same ledger with the same lifecycle: Create, Approve, Refund, Void.

movereTerminal

Take payments in person. No hardware.

Enter an amount, show a QR code, and the customer pays on their own phone with Apple Pay, Google Pay, or card. The team sees the paid confirmation the moment it captures.

No card reader or NFC hardware to buy
Works on any phone your staff already carries
Live confirmation and team notification
movere
Café Nord · counter 1
$24.50
Scan to pay on your phone
$24.50
Captured · receipt sent
Member
Member
Member
movere
Connect
consent · fan-out
Retailer
Gym & studio
SaaS
movereConnect

Embed payments into your platform.

One platform credential, a hosted consent flow, and signed webhook fan-out. Your tenants connect with a single click, and you keep one webhook per destination.

Hosted consent, no OAuth plumbing
Signed events fanned out per destination
Tenants keep their own workspaces
Read the Connect protocol
movereMCP

Payments your agents can operate.

Movere MCP connects any MCP client to your workspace. Agents Create payments, check status, and Refund, inside policy guardrails your operators set. Every action is signed and audit-logged.

Works with any MCP client
Per-tool policy limits and approvals
Full audit trail, same payment object
agent › refund Acme Corp's last payment
movere.refund_payment { payment: "pay_1J8h2kLx9Y" }
✓ Refunded $1,250.00 · event signed · 240 ms
agent › anything else?
How we route

Failover you can watch happen.

Routing is policy-driven, not hard-coded. When a provider degrades, the payment fails over without losing state, and the decision is explained in the console.

1
Score
Every route gets a live approval, cost and latency score.
2
Select
Policy picks the best available provider for each payment.
3
Recover
A degraded provider triggers failover. The payment object survives.
Payment
$980.50 · EUR
Router
Provider A Provider A
Healthy · 210 ms Degraded · timeouts
Provider B
Backup · standby
Captured · Provider A
Provider A degraded · rerouting
Failed over · Captured on B
Why Movere

Built for what legacy processors weren't.

Legacy processors were built for a card-present world. Orchestrators bolt intelligence onto someone else's rails. Movere was designed AI-native from the first line.

One integration, every provider
AI-native routing
In-person with no hardware
Agent-ready (MCP)
Normalised, signed events
Time to first payment
movere
Yes
Scores every payment
QR terminal built in
Native
One schema
Days
Legacy processors
Own rails first
No
Card readers
No
Per-product
Months
Orchestrators
Yes
Static rules
No
No
Varies
Weeks
Book a demo We'll walk the comparison against your current stack.
Developers

First payment in an afternoon.

One REST API, one event schema, sandbox keys on signup. The docs cover Connect, Terminal, MCP and the routing policy language.

docs.mooov.money
curl https://api.mooov.money/v1/payments \
  -d amount=1250.00 -d currency=USD \
  -d customer=cus_01J8H
{ "status": "processing", "route": "US Direct" }

Ready to move money smarter?

Talk to the team that has built and scaled ten payment platforms.